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How it works
Do more with your bank's API
Do more with your accounting software
Our API connects directly to your ledger(s) allowing custom workflows and automation for the entire cycle of money movement. Payment initiations, approvals, reconciliation, alerting and more are accessible through our web application or API and data is synced automatically to your general ledger.
Our API connects directly to your bank(s) and ledger(s) allowing custom workflows and automation for the entire cycle of money movement. Payment initiations, approvals, reconciliation, alerting and more are accessible through the web application or API and data is synced automatically to your general ledger.
Auto-book RTP, ACH, wire, and paper check transactions
Modern developer tools
With our APIs you can:
curl --request POST \
-u ORGANIZATION_ID:API_KEY \
--url https://app.moderntreasury.com/api/counterparties \
-H 'Content-Type: application/json' \
-d '{
"name": "Kenner, Bach & Ledeen",
"accounts": [{
"account_type": "checking",
"routing_details": [{
"routing_number_type": "aba",
"routing_number": "026009593"
}],
"account_details": [{
"account_number": "123456789"
}]
}]
}'
curl --request POST \
-u ORGANIZATION_ID:API_KEY \
--url https://app.moderntreasury.com/api/payment_orders \
-H 'Content-Type: application/json' \
-d '{
"type": "ach",
"amount": 1000,
"direction": "credit",
"currency": "USD",
"originating_account": "0f8e3719-3dfd-4613-9bbf-c0333781b59f",
"receiving_account_id": "5acec2ef-987b-4260-aa97-b719eeb0a8d5"
}'
# List payment orders
curl --request GET \
-u ORGANIZATION_ID:API_KEY \
--url https://app.moderntreasury.com/api/payment_orders \
-H 'Content-Type: application/json'
# Get payment order
curl --request GET \
-u ORGANIZATION_ID:API_KEY \
--url https://app.moderntreasury.com/api/payment_orders/0f8e3719-3dfd-4613-9bbf-c0333781b59f \
-H 'Content-Type: application/json'
# List balance reports
curl --request GET \
-u ORGANIZATION_ID:API_KEY \
--url https://app.moderntreasury.com/api/internal_accounts/
internal_account_id/balance_reports \
-H 'Content-Type: application/json'
# Get balance report
curl --request GET \
-u ORGANIZATION_ID:API_KEY \
--url https://app.moderntreasury.com/api/internal_accounts/0f8e3719-3dfd-4613-9bbf-c0333781b59f/balance_reports \
-H 'Content-Type: application/json'
# Create a virtual account
curl --request POST \
-u ORGANIZATION_ID:API_KEY \
--url https://app.moderntreasury.com/api/virtual_accounts \
-H 'Content-Type: application/json' \
-d '{
"internal_account_id": "0f8e3719-3dfd-4613-9bbf-c0333781b59f",
"name": "Funds on behalf of Alice Jones"
}'
# List virtual accounts
curl --request GET \
-u ORGANIZATION_ID:API_KEY \
--url https://app.moderntreasury.com/api/virtual_accounts \
-H 'Content-Type: application/json'
# Create a ledger
curl --request POST \
-u ORGANIZATION_ID:API_KEY \
--url https://app.moderntreasury.com/api/ledgers \
-H 'Content-Type: application/json' \
-d '{
"name": "Business Ledger",
"currency": "USD"
}'
# List ledgers
curl --request GET \
-u ORGANIZATION_ID:API_KEY \
--url https://app.moderntreasury.com/api/ledgers \
-H 'Content-Type: application/json'
Implement our RESTful API with just a few lines of code and refine your integrations in a complete test environment with API logs, webhooks, events, customizable API keys and more.
Streamline reconciliation, closing the books, transaction matching, fee splitting, balancing accounts, data entry, and more. We have it all covered.
Implement our RESTful API with just a few lines of code and refine your integrations in a complete test environment with API logs, webhooks, events, customizable API keys and more.
You don’t have to worry about NACHA files, BAI2, ISO20022, batch timings, or building to a bank core. We have it all covered.
Implement our RESTful API with just a few lines of code and refine your integrations in a complete test environment with API logs, webhooks, events, customizable API keys and more.
You don’t have to worry about NACHA files, BAI2, ISO20022, batch timings, or building to a bank core. We have it all covered.
Streamline reconciliation, closing the books, transaction matching, fee splitting, balancing accounts, data entry, and more. We have it all covered.
API Catalog
In addition to providing a robust set of tools for money movement, we support all of Silicon Valley Bank's APIs.
Bank Integrations
Easily integrate
Silicon Valley Bank
with our partner banks
Ledger Integrations
Easily integrate
Silicon Valley Bank
with our partner ledgers
Ledger APIs Supported
Latest from the Journal
Shifting Our API's Pagination Method: From Offset to Cursor-Based
Earlier this month, we migrated from offset pagination to cursor-based pagination for our API. In this journal, we walk through the basics of these methods of pagination and why we’re making this switch.
Customer Spotlight: Manufactured
Modern Treasury customer, Manufactured, is streamlining manufacturing solutions for consumer brands. They partnered with Modern Treasury—integrated with JPMorgan Chase Bank—to build their scalable, cross-border payments solution.
What are Third-Party Payments and Why Do They Matter?
As more companies are embedding payments into their products, payment flows are changing. More than traditional accounts payable and receivable, or first-party payments, there are now third-party payments, where businesses move money on behalf of customers. This post looks at these two payment flows and why they matter.
Don't Leave Money on the Table: Why Banks Should Partner with Fintechs
As fintech continues to create value through expanded access to financial services, banks have the opportunity to partner to provide better product support and customer experiences.
Contact Us
Questions about the API? Talk to a payments advisor.
Try Modern Treasury and simplify your payment integrations.
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